Published July 14, 2026 · 40 years in trucking & the trades
What we cover in Latimer
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Latimer choose a local agent
When you're in Latimer, Morris County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Latimer: the local picture
Population: 31 (2020)
Housing in Latimer
Latimer has a very limited housing stock, with 11 housing units reported in 2020. Given its small size and rural location, it is highly probable that the existing homes are older, single-family residences. Older housing stock generally implies that replacement costs for materials like roofing or unique architectural elements could be higher due to the need for specialized matching or custom work. Source: https://en.wikipedia.org/wiki/Latimer,_Kansas
Local landmarks & geography
- Neosho River — The Neosho River runs through Morris County, Kansas, where Latimer is located. The river is prone to flooding, which can impact properties in its watershed and floodplains, posing a flood risk for properties near the river.
Local facts that shape your coverage
- Latimer, Kansas, had a population of 31 as of the 2020 census. — Provides basic demographic context for the town.
- Kansas, where Latimer is located, experiences a wide variety of severe weather, including tornadoes, damaging winds, large hail, and flash flooding. — Highlights the general severe weather threats in the region.
- Morris County, Kansas, which encompasses Latimer, has flood risk data accessible via First Street Foundation reports, offering detailed flood maps and risk assessments. — Directly addresses flood risk for the county where Latimer resides.
- The Kansas Hail Map, which compiles verified reports from NOAA's Storm Prediction Center, indicates the occurrence of hail events across the state, suggesting potential hail activity in the Latimer area. — Provides information on a specific severe weather hazard, hail.
Local figures compiled from public sources: en.wikipedia.org · weather.gov · firststreet.org · spankthestorm.app · en.wikipedia.org. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Latimer, KS insurance — common questions
How much does insurance cost in Latimer, KS?
Rates in Latimer and Morris County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Latimer?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Latimer and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Latimer today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.