Bogard, MO Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Bogard, Missouri — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Bogard economy & who needs coverage
The local job base in Bogard, MO primarily consists of manufacturing, educational services, and health care & social assistance. (Source: https://www.city-data.com/work/work-Bogard-Missouri.html)
Major employers & who's hiring in Bogard
- Freeman Farms — Agriculture
- Red Shed Farms LLC — Agriculture
Local businesses in Bogard
A few local businesses that make Bogard what it is — independent of our agency.
- Lock Farm Equipment — Farm Equipment Supplier
- Homeland Roofing LLC — Roofing Contractor
Local landmarks & geography
- Wakenda Creek — A named stream in Carroll County, Missouri, which is a tributary of the Missouri River, indicating potential flood risk for properties within its floodplain.
- Interstate 70 (I-70) — Located approximately 25-30 miles south of Bogard, MO, this major highway provides regional access but is not immediately adjacent to the town. Its proximity can affect property values due to accessibility and potential for increased traffic/accidents on connecting routes.
- Central Missouri State University — Located approximately 50 miles from Bogard in Warrensburg, MO. While not directly in Bogard, its regional presence can influence local demographics, employment opportunities, and demand for housing in the broader area.
Housing stock in Bogard
The average home in Bogard was built in 1958 (Source: https://bestneighborhood.org/housing-data-in-bogard-mo/). The housing stock likely consists of older frame homes and mobile homes (Source: https://www.movingideas.org/bogard-mo/), indicating potential for higher replacement costs for roofs and other components due to age, and varied costs depending on construction type.
Weather & flood risk in Bogard
Bogard, MO is susceptible to severe weather events, including thunderstorms, tornadoes, and flash floods, as indicated by local weather alerts and warnings issued by the National Weather Service.
The First Street Foundation identifies flood risk for properties within Bogard, MO, providing resources to understand and address potential flooding.
Local facts that affect Bogard insurance
- The population of Bogard, Missouri was 167 at the 2020 census. — Basic demographic information for the town.
- Bogard, MO experiences severe weather events such as thunderstorms, tornadoes, and flash floods, with alerts and warnings issued by the National Weather Service. — Direct hazard information for the town.
- Properties in Bogard, MO have identified flood risk according to the First Street Foundation. — Direct hazard information for the town.
Get covered in Bogard
We're an independent agency — we compare 80+ carriers to fit Bogard's risks to your budget. See Bogard, MO insurance & get a quote → or call 573-594-5148.
Sources: data.census.gov · en.wikipedia.org · localconditions.com · firststreet.org · worldpopulationreview.com · allbiz.com · chamberofcommerce.com · en.wikipedia.org · mapquest.com · btobers.com