Published July 30, 2026 · 40 years in trucking & the trades
What we cover in Bogard
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Bogard choose a local agent
When you're in Bogard, Carroll County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Bogard: the local picture
Population: 167 (2020)
Housing in Bogard
The average home in Bogard was built in 1958 (Source: https://bestneighborhood.org/housing-data-in-bogard-mo/). The housing stock likely consists of older frame homes and mobile homes (Source: https://www.movingideas.org/bogard-mo/), indicating potential for higher replacement costs for roofs and other components due to age, and varied costs depending on construction type.
Major local employers & who's hiring
- Freeman Farms — Agriculture
- Red Shed Farms LLC — Agriculture
Local Bogard businesses
A few businesses that call Bogard home — independent of our agency.
- Lock Farm Equipment — Farm Equipment Supplier
- Homeland Roofing LLC — Roofing Contractor
Local landmarks & geography
- Wakenda Creek — A named stream in Carroll County, Missouri, which is a tributary of the Missouri River, indicating potential flood risk for properties within its floodplain.
- Interstate 70 (I-70) — Located approximately 25-30 miles south of Bogard, MO, this major highway provides regional access but is not immediately adjacent to the town. Its proximity can affect property values due to accessibility and potential for increased traffic/accidents on connecting routes.
- Central Missouri State University — Located approximately 50 miles from Bogard in Warrensburg, MO. While not directly in Bogard, its regional presence can influence local demographics, employment opportunities, and demand for housing in the broader area.
Local facts that shape your coverage
- The population of Bogard, Missouri was 167 at the 2020 census. — Basic demographic information for the town.
- Bogard, MO experiences severe weather events such as thunderstorms, tornadoes, and flash floods, with alerts and warnings issued by the National Weather Service. — Direct hazard information for the town.
- Properties in Bogard, MO have identified flood risk according to the First Street Foundation. — Direct hazard information for the town.
Local figures compiled from public sources: data.census.gov · en.wikipedia.org · localconditions.com · firststreet.org · worldpopulationreview.com · allbiz.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Bogard, MO insurance — common questions
How much does insurance cost in Bogard, MO?
Rates in Bogard and Carroll County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Bogard?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Bogard and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Bogard today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.