Coffey, MO Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Coffey, Missouri — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Coffey economy & who needs coverage
The local job base in Coffey, MO, appears diverse, with available positions in retail, service, and construction-related fields. Given its small size, the economy likely includes small local businesses and agricultural support, with some residents potentially commuting for employment in larger areas of Daviess County. (Sources: https://www.simplyhired.com/search?l=coffey,+mo, https://www.indeed.com/l-coffey,+mo-jobs.html)
Major employers & who's hiring in Coffey
- North Daviess R-III School District — Education (hiring)
Local landmarks & geography
- Interstate 35 (I-35) — A major transportation artery running near Coffey, MO. Proximity to an interstate can impact accessibility for emergency services, increase the potential for traffic-related incidents near properties, and influence property values. Interactive Hail Maps also indicates hail events along I-35 near Coffey.
- Wallace State Park — Located near Coffey, MO, as indicated by hiking trails in the area. Proximity to a state park can influence property values and potentially affect exposure to natural risks such as wind or, in some contexts, wildfire (though not explicitly stated for this park in the search results).
Housing stock in Coffey
The median age of real estate in Coffey, MO, is 44 years, with a median home value of $45,000. This suggests a housing stock that is generally older, which can lead to higher maintenance and replacement costs for elements like roofs. The low median home value indicates that significant repairs or replacements could represent a substantial portion of the property's overall value. Specific details on construction types (brick/frame/manufactured) or the presence of historic districts or new subdivisions were not found. (Sources: https://www.bestplaces.net/housing/city/missouri/coffey, https://mytownview.com/missouri/daviess/coffey)
Weather & flood risk in Coffey
Coffey, MO, faces a notable risk of severe weather, particularly hail, with 5 on-the-ground hail reports and 47 severe weather warnings issued in the past 12 months. Doppler radar has detected hail at or near Coffey on 62 occasions, including 5 instances during the past year.
However, Missouri as a state has generally experienced significant flooding, with FEMA paying out millions in flood insurance claims to residents across the state.
Local facts that affect Coffey insurance
- The population of Coffey, Missouri, was 151 as of the 2020 census. — Demographic information
- The Coffey, MO area has had 5 reports of on-the-ground hail by trained spotters and has been under severe weather warnings 47 times during the past 12 months. — Severe weather hazard
- Coffey is a city located in northern Daviess County, Missouri, United States. — Geographical context
Get covered in Coffey
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Sources: en.wikipedia.org · interactivehailmaps.com · northdaviessr-iii.com · gaiagps.com