Published August 5, 2026 · 40 years in trucking & the trades
What we cover in Coffey
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Coffey choose a local agent
When you're in Coffey, Daviess County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Coffey: the local picture
Population: 151 (2020)
Housing in Coffey
The median age of real estate in Coffey, MO, is 44 years, with a median home value of $45,000. This suggests a housing stock that is generally older, which can lead to higher maintenance and replacement costs for elements like roofs. The low median home value indicates that significant repairs or replacements could represent a substantial portion of the property's overall value. Specific details on construction types (brick/frame/manufactured) or the presence of historic districts or new subdivisions were not found. (Sources: https://www.bestplaces.net/housing/city/missouri/coffey, https://mytownview.com/missouri/daviess/coffey)
Major local employers & who's hiring
- North Daviess R-III School District — Education hiring
Local landmarks & geography
- Interstate 35 (I-35) — A major transportation artery running near Coffey, MO. Proximity to an interstate can impact accessibility for emergency services, increase the potential for traffic-related incidents near properties, and influence property values. Interactive Hail Maps also indicates hail events along I-35 near Coffey.
- Wallace State Park — Located near Coffey, MO, as indicated by hiking trails in the area. Proximity to a state park can influence property values and potentially affect exposure to natural risks such as wind or, in some contexts, wildfire (though not explicitly stated for this park in the search results).
Local facts that shape your coverage
- The population of Coffey, Missouri, was 151 as of the 2020 census. — Demographic information
- The Coffey, MO area has had 5 reports of on-the-ground hail by trained spotters and has been under severe weather warnings 47 times during the past 12 months. — Severe weather hazard
- Coffey is a city located in northern Daviess County, Missouri, United States. — Geographical context
Local figures compiled from public sources: en.wikipedia.org · interactivehailmaps.com · northdaviessr-iii.com · gaiagps.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Coffey, MO insurance — common questions
How much does insurance cost in Coffey, MO?
Rates in Coffey and Daviess County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Coffey?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Coffey and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Coffey today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.