Published July 22, 2026 · 40 years in trucking & the trades
What we cover in Pattonsburg
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Pattonsburg choose a local agent
When you're in Pattonsburg, Daviess County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Pattonsburg: the local picture
Population: 276 (2020)
Housing in Pattonsburg
The median year for houses/condos built in Pattonsburg, MO is 1991 (Source: https://www.city-data.com/housing/houses-Pattonsburg-Missouri.html). In 2024, the median property value was $92,500 and the homeownership rate was 57.4% (Source: https://datausa.io/profile/geo/pattonsburg-mo/).
Major local employers & who's hiring
- Pattonsburg R-II School District — Education hiring
- Pattonsburg Medical Clinic — Healthcare hiring
- Hoover Works — Manufacturing hiring
- Continental Grain (Grain Elevator) — Agriculture/Grain Processing hiring
- MFA Incorporated (Regional presence) — Agriculture hiring
- City of Pattonsburg — Government/Public Administration hiring
Local Pattonsburg businesses
A few businesses that call Pattonsburg home — independent of our agency.
- Homeland Roofing LLC — Roofing Contractor
- Allen Contracting Tree Service — Tree Trimming & Landscaping
Local landmarks & geography
- Grand River — Affects flood risk due to proximity and historical flood warnings.
- Local Tributaries and Creeks — Contribute to flood risk, as Pattonsburg was historically flooded due to surrounding tributaries and creeks.
- Downtown Pattonsburg — Represents the historic and commercial heart of the town, influencing property values and potential historical preservation considerations.
- Interstate 35 (I-35) — Provides major transportation access, which can influence property values and economic activity in the area.
- State Park
- University
- Major Plant
Local facts that shape your coverage
- The old town of Pattonsburg was devastated by the Great Flood of 1993, prompting its relocation to a new site on higher ground. — High
- Prior to its relocation, Pattonsburg had experienced flooding 33 times before the back-to-back floods of 1993. — High
- Missouri, including the region where Pattonsburg is located, is frequently impacted by severe weather, with the Storm Prediction Center of NOAA providing regular convective outlooks. — Medium
- Severe thunderstorms, which often produce hail, are a common occurrence in Missouri, particularly in the northern regions like Daviess County. — Medium
Local figures compiled from public sources: censusreporter.org · en.wikipedia.org · online.ucpress.edu · weather.gov · niche.com · healthgrades.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Pattonsburg, MO insurance — common questions
How much does insurance cost in Pattonsburg, MO?
Rates in Pattonsburg and Daviess County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Pattonsburg?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Pattonsburg and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Pattonsburg today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.