Pattonsburg, MO Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Pattonsburg, Missouri — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Pattonsburg economy & who needs coverage
The economy of Pattonsburg, MO employs 62 people. In 2024, the largest industries were Construction (11 people), Educational Services (11 people), and Health Care & Social Assistance (10 people). The highest paying industries included Construction ($56,250), Manufacturing ($45,625), and Educational Services ($41,042). Source: https://datausa.io/profile/geo/pattonsburg-mo/
Major employers & who's hiring in Pattonsburg
- Pattonsburg R-II School District — Education (hiring)
- Pattonsburg Medical Clinic — Healthcare (hiring)
- Hoover Works — Manufacturing (hiring)
- Continental Grain (Grain Elevator) — Agriculture/Grain Processing (hiring)
- MFA Incorporated (Regional presence) — Agriculture (hiring)
- City of Pattonsburg — Government/Public Administration (hiring)
Local businesses in Pattonsburg
A few local businesses that make Pattonsburg what it is — independent of our agency.
- Homeland Roofing LLC — Roofing Contractor
- Allen Contracting Tree Service — Tree Trimming & Landscaping
Local landmarks & geography
- Grand River — Affects flood risk due to proximity and historical flood warnings.
- Local Tributaries and Creeks — Contribute to flood risk, as Pattonsburg was historically flooded due to surrounding tributaries and creeks.
- Downtown Pattonsburg — Represents the historic and commercial heart of the town, influencing property values and potential historical preservation considerations.
- Interstate 35 (I-35) — Provides major transportation access, which can influence property values and economic activity in the area.
- State Park
- University
- Major Plant
Housing stock in Pattonsburg
The median year for houses/condos built in Pattonsburg, MO is 1991 (Source: https://www.city-data.com/housing/houses-Pattonsburg-Missouri.html). In 2024, the median property value was $92,500 and the homeownership rate was 57.4% (Source: https://datausa.io/profile/geo/pattonsburg-mo/).
Weather & flood risk in Pattonsburg
Pattonsburg, located in Northwest Missouri, is susceptible to severe weather events including tornadoes, severe thunderstorms, and hail, particularly during the spring and summer months, consistent with the broader climate patterns of the state.
Pattonsburg has a significant historical flood risk, notably experiencing devastating floods in 1993 which led to the town's relocation to higher ground, aiming to mitigate future flood impacts.
Local facts that affect Pattonsburg insurance
- The old town of Pattonsburg was devastated by the Great Flood of 1993, prompting its relocation to a new site on higher ground. — High
- Prior to its relocation, Pattonsburg had experienced flooding 33 times before the back-to-back floods of 1993. — High
- Missouri, including the region where Pattonsburg is located, is frequently impacted by severe weather, with the Storm Prediction Center of NOAA providing regular convective outlooks. — Medium
- Severe thunderstorms, which often produce hail, are a common occurrence in Missouri, particularly in the northern regions like Daviess County. — Medium
Get covered in Pattonsburg
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Sources: censusreporter.org · en.wikipedia.org · online.ucpress.edu · weather.gov · niche.com · healthgrades.com · mapquest.com · farmranch.org · indeed.com · citydirectory.us · follownews.com · kcur.org · ntdesigns.com.au