Soddy-Daisy, TN Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Soddy-Daisy, Tennessee — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Soddy-Daisy economy & who needs coverage
The economy of Soddy-Daisy, TN, employs approximately 6,240 people. Major industries include Manufacturing (1,018 people), Retail Trade (867 people), and Health Care & Social Assistance (640 people). The highest paying industries are Administrative & Support & Waste Management Services ($88,259), Professional, Scientific, & Management, & Administrative & Waste Management Services ($87,596), and Utilities ($87,132). Source: https://datausa.io/profile/geo/soddy-daisy-tn
Major employers & who's hiring in Soddy-Daisy
- Soddy-Daisy Healthcare Center — Healthcare (hiring)
- Parkridge Health System — Healthcare (hiring)
- Hamilton County Schools — Education (hiring)
- Tennessee Directional — Construction
- Southern Industries — Manufacturing/Home Improvement
Local businesses in Soddy-Daisy
A few local businesses that make Soddy-Daisy what it is — independent of our agency.
- Allen Contracting Tree Service — Tree Service, Sod Installation
- Ray Lawns — Landscaping, French Drains, Concrete
- Alltimate Roofing — Roofing Contractor, Storm Damage Company
- Daniel Hood Roofing Systems — Gutter Installation, Roofing
Local landmarks & geography
- Tennessee River — Affects flood risk for properties along its banks; proximity can enhance property value for waterfront access.
- Little Soddy Creek — Known for flooding issues, indicating higher flood risk for adjacent properties.
- Soddy-Daisy Museum (Historic Area) — Located in a historic former city hall building, representing an area with historical value. While not a formally designated historic district, properties in such areas may have unique value or renovation considerations.
- Prentice Cooper State Forest and Wildlife Management Area — Proximity can affect property values for recreational access; large undeveloped areas can pose wildfire risks to nearby properties.
- Justin P. Wilson Cumberland Trail State Park — Proximity to a state park can positively affect property values due to recreational access and scenic views.
- Interstate 75 (I-75) — Major transportation artery affecting property values (due to accessibility) and potentially increasing noise pollution or risk of vehicular accidents/spills for adjacent properties.
- Chattanooga State Community College — Proximity to a higher education institution can influence the local rental market, student housing demand, and overall economic stability, affecting property values.
- Soddy-Daisy Industrial Park — Presence of an industrial park indicates commercial property value, potential for industrial-related risks (e.g., environmental, noise), and employment opportunities, which can impact residential property demand.
Housing stock in Soddy-Daisy
The median property value in Soddy-Daisy, TN, was $256,600 in 2024, with a homeownership rate of 75.7%. While specific data on typical age or prevalence of historic districts/new subdivisions for the overall housing stock was not broadly available, an example property indicates construction materials such as brick, fiber cement, and stone, with asphalt shingle roofs. Source: https://datausa.io/profile/geo/soddy-daisy-tn, https://www.zillow.com/homedetails/12111-Mare-Ct-Soddy-Daisy-TN-37379/333060197_zpid/
Weather & flood risk in Soddy-Daisy
Soddy-Daisy, TN is susceptible to severe weather, including thunderstorms, tornadoes, and significant hail events, having experienced 55 severe weather warnings and 66 radar-detected hail occasions in the past year.
Soddy-Daisy, TN faces flood risk, with historical flooding events documented and the First Street Foundation providing detailed flood maps and risk assessments for properties in the area.
Local facts that affect Soddy-Daisy insurance
- The Soddy-Daisy, TN area experienced 55 severe weather warnings and 66 radar-detected hail occasions, including 9 in the past year, during the past 12 months. — High
- First Street Foundation provides detailed flood maps and climate risk reports for properties in Soddy-Daisy, TN, indicating a measurable flood risk. — High
- Soddy-Daisy, TN has experienced historical flooding, with video evidence from September 26, 2018, showing flooding in the area. — Medium
- The Soddy-Daisy, TN area is subject to severe weather warnings, watches, and advisories for hazards such as thunderstorms, tornadoes, and flash floods, as issued by the National Weather Service. — High
Get covered in Soddy-Daisy
We're an independent agency — we compare 80+ carriers to fit Soddy-Daisy's risks to your budget. See Soddy-Daisy, TN insurance & get a quote → or call 573-594-5148.
Sources: datausa.io · interactivehailmaps.com · firststreet.org · youtube.com · localconditions.com · indeed.com · indeed.com · careers.hcde.org · savvy-navvy.com · newschannel9.com · sell4one.com · thedyrt.com · gaiagps.com · mapquest.com · rentable.co · openingtimes.co