Published July 16, 2026 · 40 years in trucking & the trades
What we cover in Soddy-Daisy
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Soddy-Daisy choose a local agent
When you're in Soddy-Daisy, Hamilton County, you get a real person who knows TN — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Soddy-Daisy: the local picture
Population: 13231 (2024)
Housing in Soddy-Daisy
The median property value in Soddy-Daisy, TN, was $256,600 in 2024, with a homeownership rate of 75.7%. While specific data on typical age or prevalence of historic districts/new subdivisions for the overall housing stock was not broadly available, an example property indicates construction materials such as brick, fiber cement, and stone, with asphalt shingle roofs. Source: https://datausa.io/profile/geo/soddy-daisy-tn, https://www.zillow.com/homedetails/12111-Mare-Ct-Soddy-Daisy-TN-37379/333060197_zpid/
Major local employers & who's hiring
- Soddy-Daisy Healthcare Center — Healthcare Actively hiring
- Parkridge Health System — Healthcare Actively hiring
- Hamilton County Schools — Education Actively hiring
- Tennessee Directional — Construction
- Southern Industries — Manufacturing/Home Improvement
Local Soddy-Daisy businesses
A few businesses that call Soddy-Daisy home — independent of our agency.
- Allen Contracting Tree Service — Tree Service, Sod Installation
- Ray Lawns — Landscaping, French Drains, Concrete
- Alltimate Roofing — Roofing Contractor, Storm Damage Company
- Daniel Hood Roofing Systems — Gutter Installation, Roofing
Local landmarks & geography
- Tennessee River — Affects flood risk for properties along its banks; proximity can enhance property value for waterfront access.
- Little Soddy Creek — Known for flooding issues, indicating higher flood risk for adjacent properties.
- Soddy-Daisy Museum (Historic Area) — Located in a historic former city hall building, representing an area with historical value. While not a formally designated historic district, properties in such areas may have unique value or renovation considerations.
- Prentice Cooper State Forest and Wildlife Management Area — Proximity can affect property values for recreational access; large undeveloped areas can pose wildfire risks to nearby properties.
- Justin P. Wilson Cumberland Trail State Park — Proximity to a state park can positively affect property values due to recreational access and scenic views.
- Interstate 75 (I-75) — Major transportation artery affecting property values (due to accessibility) and potentially increasing noise pollution or risk of vehicular accidents/spills for adjacent properties.
- Chattanooga State Community College — Proximity to a higher education institution can influence the local rental market, student housing demand, and overall economic stability, affecting property values.
- Soddy-Daisy Industrial Park — Presence of an industrial park indicates commercial property value, potential for industrial-related risks (e.g., environmental, noise), and employment opportunities, which can impact residential property demand.
Local facts that shape your coverage
- The Soddy-Daisy, TN area experienced 55 severe weather warnings and 66 radar-detected hail occasions, including 9 in the past year, during the past 12 months. — High
- First Street Foundation provides detailed flood maps and climate risk reports for properties in Soddy-Daisy, TN, indicating a measurable flood risk. — High
- Soddy-Daisy, TN has experienced historical flooding, with video evidence from September 26, 2018, showing flooding in the area. — Medium
- The Soddy-Daisy, TN area is subject to severe weather warnings, watches, and advisories for hazards such as thunderstorms, tornadoes, and flash floods, as issued by the National Weather Service. — High
Local figures compiled from public sources: datausa.io · interactivehailmaps.com · firststreet.org · youtube.com · localconditions.com · indeed.com. Estimates — verify current details with the original source.
Insurance requirements in Tennessee
Tennessee is an at-fault state requiring liability coverage for every driver. Parts of Tennessee face severe storms and flooding, so it's worth reviewing whether flood and adequate wind coverage fit your situation. We compare Tennessee-admitted carriers to match the state's requirements to the coverage you actually need. Verify current state minimums with the Tennessee Department of Commerce & Insurance.
Soddy-Daisy, TN insurance — common questions
How much does insurance cost in Soddy-Daisy, TN?
Rates in Soddy-Daisy and Hamilton County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Soddy-Daisy?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Soddy-Daisy and all of TN — home, auto, farm, business, life, and more.
Can I get a quote in Soddy-Daisy today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.