Published July 22, 2026 · 40 years in trucking & the trades
What we cover in Benedict
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Benedict choose a local agent
When you're in Benedict, Wilson County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Benedict: the local picture
Living in Benedict, we know the importance of being prepared, especially when it comes to our homes and livelihoods. With the Verdigris River running right by us, flood insurance isn't just a suggestion; it's a smart move for anyone in town. While detailed federal flood plain maps aren't always easy to come by, the risk during heavy rains is real, and standard homeowner policies won't cover that water creeping in. Beyond the river, anyone who's been here a while can tell you about our Kansas weather. That tornado on April 26, 2024, east of Benedict, was a stark reminder that windstorm and hail coverage are absolutely essential. Make sure your policy covers outbuildings, too – sheds and detached garages often take a hit.
Our homes here in Benedict are generally affordable, with a median value around $98,400. That's good for the pocketbook, but it also means many homes might be older, requiring specific attention to their condition when insuring. Things like the age of your roof or electrical systems can impact your coverage and premiums. It's not just about the dwelling's value, but the cost to rebuild it to today's standards, which can be significantly higher. We don't have big new subdivisions popping up, so understanding the specific needs of established homes is key.
The local job base, centered around places like Benedict Grain and Ranch supply, Slawson’s Store, and Wilson County Hospital, means that for business owners, tailored commercial policies are crucial. Whether it's protecting inventory, equipment, or liability for a general hospital, a grain operation, or a local store, these businesses are the backbone of our small community. For residents, especially with a decreasing job market, thinking about income protection or disability coverage can offer peace of mind, ensuring financial stability even if the unexpected happens.
Population: 69 (2020)
Housing in Benedict
The median home value in Benedict is $98,400, which is significantly lower than the national average, indicating relatively affordable housing. Source: https://www.bestplaces.net/housing/city/kansas/benedict
Major local employers & who's hiring
- Wilson County Hospital — Healthcare Actively hiring
Local landmarks & geography
- Verdigris River — Proximity to the river increases flood risk for properties in Benedict, KS.
- Wilson State Park — Proximity to a state park can influence property values and may introduce specific risks such as wildfire (depending on vegetation) or increased traffic during peak seasons.
- Elk City State Park — Proximity to a state park can influence property values and may introduce specific risks such as wildfire (depending on vegetation) or increased traffic during peak seasons.
Local facts that shape your coverage
- The city of Benedict, Kansas, had a population of 69 residents as of the 2020 United States Census. — High
- Benedict is located in Wilson County, Kansas, and is situated along the Verdigris River. — High
- The Benedict area's historical tornado activity is consistent with the Kansas state average. A tornado caused damage to trees and outbuildings just east of Benedict on April 26, 2024. — High
- A local business operating in Benedict, KS, is identified as "Our Community Store." — Medium
- As of the 2020 census, the population of Benedict, Kansas, was 69. — A small population can impact the availability and pricing of certain insurance products due to limited risk pooling or specialized local services.
- Wilson County Hospital, located in nearby Neodesha, KS, is a general hospital. — This indicates a local employer whose operations would require comprehensive business insurance, and whose presence provides essential healthcare services to residents, potentially impacting health insurance considerations.
Local figures compiled from public sources: en.wikipedia.org · city-data.com · manta.com · pitchbook.com · wilsonmedical.isolvedhire.com · simple.wikipedia.org. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Benedict, KS insurance — common questions
How much does insurance cost in Benedict, KS?
Rates in Benedict and Wilson County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Benedict?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Benedict and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Benedict today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.