Published June 20, 2026 · 40 years in trucking & the trades
What we cover in Fredonia
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Fredonia choose a local agent
When you're in Fredonia, Wilson County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Fredonia: the local picture
Due to its location in Tornado Alley, properties in Fredonia, KS, are exposed to frequent severe weather, including tornadoes and hail, emphasizing the need for robust property insurance. Furthermore, the documented history of significant flooding on the Fall River underscores a critical flood risk, making flood insurance a vital consideration for many properties in the area.
Population: 2151 (2020)
Major local employers & who's hiring
- 4 Rivers Electric Cooperative — office
Local Fredonia businesses
A few businesses that call Fredonia home — independent of our agency.
- 4 Rivers Electric Cooperative — ag-commercial
- Phillips 66 — c-store
- Cenex — c-store
- Community National Bank & Trust — financial
- First National Bank — financial
- LibertyX Bitcoin ATM — financial
- FirstOak Bank — financial
- Starbuck Trucking — trucking
- DPF Alternatives — main-street
- Simple Simon's Pizza — main-street
Local facts that shape your coverage
- As of the 2020 Census, the population of Fredonia, Kansas, was 2,151. — Provides fundamental demographic data essential for risk assessment and actuarial analysis in insurance.
- Fredonia experienced considerable expansion in the early 20th century due to a fossil fuel boom. — Offers historical context for potential legacy industrial sites, property values, and environmental considerations relevant to commercial property insurance.
- In June-July 2007, the Fall River at Fredonia experienced record flooding, cresting at 41.12 feet with a flow near 91,465 cfs. — Indicates a high historical flood risk, necessitating flood insurance coverage and detailed flood zone mapping for properties in proximity to the Fall River.
- Kansas, including Fredonia, is located within Tornado Alley, a region characterized by frequent tornado activity. — Highlights a significant risk for wind, hail, and tornado damage, making comprehensive property insurance with appropriate endorsements crucial for residents and businesses.
Local figures compiled from public sources: en.wikipedia.org · weather.gov · en.wikipedia.org. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Fredonia, KS insurance — common questions
How much does insurance cost in Fredonia, KS?
Rates in Fredonia and Wilson County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Fredonia?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Fredonia and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Fredonia today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.