Published July 2, 2026 · 40 years in trucking & the trades
What we cover in Lyndon
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Lyndon choose a local agent
When you're in Lyndon, Osage County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Lyndon: the local picture
Living here in Lyndon, we know our homes and businesses are built to last, but that also means many of our properties, especially downtown and around the older parts of town, were built before 1939. This older housing stock, often wood-frame, means replacement costs can be higher than you'd expect. Updating older systems—plumbing, electrical—adds up fast, making sure your dwelling coverage is robust is key. And with businesses like GR Roofing around, you know roof inspections and potential replacements are just part of maintaining these older gems. We don't have big new subdivisions popping up, so each home here carries its own history and unique needs.
Population: 1037 (2020)
Housing in Lyndon
The housing stock in Osage County, where Lyndon is located, is predominantly older, with a significant portion of homes built before 1939, suggesting a mature housing market (source: https://www.city-data.com/county/Osage_County-KS.html). While specific construction materials for Lyndon are not detailed, wood-frame is common for older homes in rural Kansas. There is no explicitly identified historic housing district in Lyndon, nor are large new subdivisions prominent, with new construction appearing to be individual homes. The older age of the housing stock implies that replacement costs could be higher due to the need for updating older systems and materials, and roofs on these homes would likely require careful inspection and potential replacement.
Major local employers & who's hiring
- USD 421 Lyndon — Education
- City of Lyndon — Government
- Lyndon Veterinary Clinic — veterinary_care
Local Lyndon businesses
A few businesses that call Lyndon home — independent of our agency.
- GR Roofing — Roofing
- Hagerty & Mack Excavation — Excavation
- D&S Sanitation — Septic
- Buzzard's Pizza — Restaurant
- Casey's — General Store
- Lyndon Farmers Market — Farm / Market
- Cenex — c-store
- Citizens State Bank — financial
- Lyndon State Bank — financial
- Hanna's Auto Repair — main-street
- Terry's Service — main-street
- Lyndon Building Materials, Inc — main-street
Local landmarks & geography
- Salt Creek — Affects flood insurance risk due to past flood warnings and potential for flash flooding.
- Melvern Lake — A large federal reservoir managed by the US Army Corps of Engineers, located near Lyndon. Its presence can influence local water tables and recreational property values.
- Downtown Lyndon — The central business district of the county seat, containing historic properties like the Old Schoolhouse/Residence on the National Register, which can affect property values and preservation requirements.
- Melvern State Park — A state park nestled in Lyndon, KS, offering outdoor recreation. Proximity to a state park can enhance property values, particularly for recreational or residential properties.
- Pomona State Park — A state park and campground located near Lyndon, KS. Proximity to a state park can influence property values, especially for properties catering to recreation or tourism.
Local facts that shape your coverage
- As of the 2020 census, the population of Lyndon, Kansas was 1,037. — Population data for the town.
- Lyndon is the county seat of Osage County, Kansas. — Key administrative status of the town.
- Osage County, which includes Lyndon, has experienced tornado activity, with recent reports of an EF-0 tornado and another with 110 mph winds. — Specific severe weather event data for the county.
- Lyndon, KS, has recorded hail events, with the most recent significant date being April 26, 2026. — Specific severe weather event data for the town.
- The City of Lyndon maintains a local government with departments such as Public Works, Police, and Parks & Recreation, and encourages residents to 'Shop & Eat Local'. — Information about local governance and economic activity.
- As of the 2020 census, the population of Lyndon, KS was 1,037. — Population size is a fundamental demographic fact that influences the overall insurance market and risk pool within a community, affecting pricing and availability of certain coverages.
Local figures compiled from public sources: en.wikipedia.org · wibw.com · interactivehailmaps.com · lyndonks.gov · usd421.org · timesofindia.indiatimes.com. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Lyndon, KS insurance — common questions
How much does insurance cost in Lyndon, KS?
Rates in Lyndon and Osage County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Lyndon?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Lyndon and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Lyndon today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.