Published June 21, 2026 · 40 years in trucking & the trades
What we cover in Scranton
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Scranton choose a local agent
When you're in Scranton, Osage County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Scranton: the local picture
Folks in Scranton, Osage County, know that living in a small Kansas town means a unique set of insurance needs. With a population around 650, many homes here have been around a while, meaning older plumbing, wiring, and roofs. That makes a comprehensive homeowners policy crucial, covering not just the structure but also personal property. Liability coverage is also key, protecting against unforeseen accidents on your property. And with U.S. Route 56 and K-170 passing through or nearby, even in a quiet town, auto insurance remains a top priority, with adequate liability and uninsured motorist coverage being smart choices for anyone on the roads.
Weather here in Kansas is no joke, and Scranton residents are well aware of the risks. Our location puts us squarely in the path of severe thunderstorms, bringing with them the constant threat of hail and damaging winds. Robust wind and hail coverage on your home and auto policies isn't just a good idea, it's essential for protecting your investments. While I haven't found specific flood plain data for Scranton directly, general flood insurance should always be considered, especially with changing weather patterns, as standard homeowners policies don't cover it.
Historically, Scranton had its roots in coal mining back in the 19th century. Today, with a smaller population, major industrial employers might be scarce, but any local businesses, whether a small shop, a service provider, or an agricultural operation, still need tailored commercial insurance. This includes general liability to protect against customer claims, property insurance for their physical assets, and potentially workers' compensation if they have employees. It's about protecting the livelihoods that keep our small community going.
Major local employers & who's hiring
- Farmer Cooperative Association — food
Local Scranton businesses
A few businesses that call Scranton home — independent of our agency.
- Casey's — c-store
- Kansas State Bank — financial
- Carl's Tire and Lube — main-street
- Scranton Tavern — main-street
- SunGuard Canopies — main-street
- Scranton City Building — main-street
- United States Postal Service — main-street
- Heritage Country — main-street
- Highline — main-street
- Eagle Eye Enterprises, Inc. SunGuard Canopies — main-street
Local landmarks & geography
- U.S. Route 56 — Major highway passing through the city, affecting traffic, accessibility, and potential for vehicle-related incidents impacting property. Properties near major routes may experience higher noise levels and potential for vehicle impact.
- K-170 — Major highway serving the city, affecting traffic, accessibility, and potential for vehicle-related incidents impacting property.
Local facts that shape your coverage
- As of the 2020 census, the population of Scranton, Kansas, was 653. — Population size impacts the number of insured properties and businesses, and often correlates with the age of infrastructure.
Local figures compiled from public sources: en.wikipedia.org. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Scranton, KS insurance — common questions
How much does insurance cost in Scranton, KS?
Rates in Scranton and Osage County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Scranton?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Scranton and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Scranton today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.