Insurance in Solomon, KS

What we cover in Solomon

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Insurance in Solomon: the local picture

Living here in Solomon, you get a real sense of community, but we also know the challenges. Our homes, many built around '69 with wood and vinyl siding, are charming but come with unique insurance considerations. When a big storm rolls through, replacement costs for roofs and other components can be higher due to the older construction methods and materials. You really need to make sure your dwelling coverage is robust enough to handle those specific replacement costs, especially with the kind of weather we see.

And speaking of weather, anyone who's lived here for a bit knows we're in 'Tornado Alley.' Dickinson County has seen its share, and I remember that massive EF-4 tornado near Solomon back in 2016 – it was a stark reminder of why comprehensive coverage for wind and hail isn't just a suggestion, it's a necessity. Severe thunderstorms with 60 mph gusts and one-inch hail are common, so protecting your roof, siding, and even your vehicles from hail damage is paramount. Beyond the residential side, businesses like Solomon Corporation and Abilene Machine, which drive our manufacturing economy, need to ensure they have robust commercial property, liability, and workers' compensation coverage to protect their operations and employees from these same risks, and more.

Considering our location, with the Solomon River nearby and general flood risk in Saline County, flood insurance is something everyone should seriously consider. It's not typically part of a standard home policy, but it can be a lifesaver when the river decides to rise or we get significant flash flooding. And with I-70 running right through, auto insurance is always a hot topic; higher traffic volumes can sometimes mean a higher chance of incidents, so adequate liability and comprehensive coverage for your vehicles are just smart planning.

Population: 993 (2020)

Housing in Solomon

The housing stock in Solomon, KS primarily consists of 3-bedroom and 2-bedroom homes, with a median age of construction around 1969. Common construction materials include wood and vinyl siding. This older housing stock suggests that replacement costs for roofs and other components might need to account for materials and construction methods common to that era. The median property value was $119,300 in 2024. Source: https://datausa.io/profile/geo/solomon-ks/

Major local employers & who's hiring

• The Solomon Corporation — Utility equipment repair and recycling (power distribution life cycle management) hiring
• Solomon USD 393 — Education (School District) hiring
• DSO Electric Cooperative — office

Local Solomon businesses

A few businesses that call Solomon home — independent of our agency.

• DSO Electric Cooperative — Electrical Contractors

Local landmarks & geography

• Solomon River — Affects flood insurance risk due to its proximity and history of flood warnings.
• Historic Downtown District — The presence of beautifully maintained Victorian and late 19th-century brick storefronts indicates historical value, which can affect property values and reconstruction costs.
• Interstate 70 (I-70) — Proximity to a major interstate can influence property values, accessibility, and potential for traffic-related incidents or noise, though less directly for typical flood/wind risk.
• Abilene Machine — A major employer in the area, indicating industrial presence and potential for local economic stability, which can indirectly affect property values. Also, industrial operations can have specific insurance considerations.
• Solomon Corporation — A major employer, signifying industrial activity that can influence local property values and may have specific insurance needs related to its operations.

Local facts that shape your coverage

• The population of Solomon, Kansas was 993 as of the 2020 Census. — high
• Solomon is geographically located across both Dickinson and Saline counties in Kansas. — high
• Dickinson County, which encompasses part of Solomon, has a recorded history of 50 tornado events since 1680. — high
• Within the past 12 months, Enterprise, KS (also in Dickinson County), has experienced 10 reports of on-the-ground hail by trained spotters and has been under severe weather warnings 34 times. — medium
• Solomon provides residents with amenities such as high-speed internet, cable TV, a library with free Wi-Fi, and a municipal swimming pool. — low
• A massive EF-4 tornado was captured near Solomon, KS on May 25, 2016. — Highlights the specific and severe tornado risk impacting the area, underscoring the need for strong dwelling and property coverage.

Local figures compiled from public sources: en.wikipedia.org · tornadopath.com · interactivehailmaps.com · solomon-ks.com · uk.pinterest.com · theladders.com. Estimates — verify current details with the original source.

📄 Read the full Solomon insurance guide →

Insurance requirements in Kansas

Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.

Solomon, KS insurance — common questions

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