Published July 21, 2026 · 40 years in trucking & the trades
What we cover in Woodbine
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Woodbine choose a local agent
When you're in Woodbine, Dickinson County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Woodbine: the local picture
Beyond the basics, think about personal liability – whether it's visitors to your property or activities around places like Tuttle Creek State Park. For our local businesses and co-ops, understanding commercial property, general liability, and even workers' compensation needs is key to protecting their livelihoods, which in turn supports our whole community. It's about having coverage that truly understands the unique risks and realities of living and working right here in Woodbine.
Population: 157 (2020)
Housing in Woodbine
The housing stock is predominantly owner-occupied, with 70 owner-occupied homes. As a rural community, the housing stock is likely older, consisting mainly of frame construction, and may include some manufactured homes. Specific data on the typical age of homes, brick/frame/manufactured ratios, or the presence of historic districts or new subdivisions was not explicitly available. This suggests a housing market where replacement costs would be tied to traditional construction methods and material costs, with less influence from new development or historic preservation considerations. Source: https://www.drivingdickinsoncounty.org/woodbine-1
Major local employers & who's hiring
- North Central Kansas Co-Operative Association — Agriculture (Grain Elevator)
Local Woodbine businesses
A few businesses that call Woodbine home — independent of our agency.
- KVK Inc. — HVAC Contractor
- North Central Kansas Cooperative Association — Farm / Agricultural Services
Local landmarks & geography
- Tuttle Creek State Park — Recreational area; proximity can indirectly affect local property values due to potential tourism and increased traffic, and may be a factor for businesses requiring liability coverage.
- Interstate 70 (I-70) — Closest major interstate highway. While not directly adjacent to Woodbine, its regional proximity impacts accessibility and transportation, which can indirectly influence property values and commercial activity in the broader area.
- Kansas State University — Located approximately 34 miles from Woodbine in Manhattan, KS. Proximity to a major university can influence regional property values, rental markets, and demographic shifts, indirectly affecting insurance considerations.
Local facts that shape your coverage
- As of the 2020 Census, the population of Woodbine, Kansas, was 157. — High
- The Woodbine area's historical tornado activity is near the Kansas state average. — Medium
- As of the 2020 census, the population of Woodbine, Kansas, was 157. — Population size can influence insurance market dynamics and the availability of certain services.
Local figures compiled from public sources: en.wikipedia.org · city-data.com · farmranch.org · americantowns.com. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Woodbine, KS insurance — common questions
How much does insurance cost in Woodbine, KS?
Rates in Woodbine and Dickinson County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Woodbine?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Woodbine and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Woodbine today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.